Simple & Secure Payment Process

Connecting All Your Loan Needs

  • Quick Payment Process
  • Loan Process
  • Safe & Secure Process

Simple | Transparent | Secure.

Building A Brighter Financial Future

  • Quick Payment Process
  • Loan Process
  • Safe & Secure Process

Hassle Free | Low Interest | Quick Approval

Quick Secured Loans Tailored For You..

  • Quick Payment Process
  • Loan Process
  • Safe & Secure Process

Services

All Loan Services

For Your Every Need.

Not For Profit But For People_

Decided to take a loan? Apply online on our website and wait for response team to e-mail or call within 24 hours from the time of the request during business hours.

Education Loan Service

Personal Loan Service

Business Loan Service

Property Loan Service

Wedding Loan Service

Car Loan Service

Debt Consolidation Service

About Us

About Our Company

We've been in business since 2007 and we provide the best services.

As one of South Africa's largest firm-owned finance assistance group, the Bravo  Finance Group provides short-term and long term loans as well as investment products to a diverse customer base, including individual consumers, commercial entities and corporate clients.

Mission & Vision

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Loan Calculator

Customize Your Plan

Loan Amount
R
R 10000
R 10000000
Loan Years
Years
1
15
Loan Months
Months
12
180
Interest Rate
%
5.18
15
*These calculators are provided only as general self-help Planning Tools. Results depend on other factors.
Monthly EMI : 

R

  • Total Interest
    R
  • Total Amount Payable
    R
  • Total Months
    Months
  • Interest Rate
    %
Loan Amount
R
R 10000
R 15000000
Gross Income (Monthly)
R
R 10000
R 500000
Tenure (Yearly)
Years
1
40
Interest Rate
%
1
15
Other EMIs (Monthly)
$
R 1000
R 50000
Monthly EMI : 

R

  • Maximum Loan Eligibility
    R
  • Maximum EMI
    R
  • Gross Income
    R
*These calculators are provided only as general self-help Planning Tools. Results depend on other factors.

Work Process

How It Works In Easy Way

  • 100% Free to apply
  • Instant Online Loans - Cash paid into your bank account today
  • Low repayments, typically over 12 to 240 months
  • High approval rate
  • Use for any purpose
  • Bad credit history - no problem

Ngiyaluthanda usizo lwemalimboleko ye-Bravo yonke into ilula ngabo kodwa kufanele ukhokhe imali mboleko yakho ukuze ugweme inhlawulo

Perosnal Loan
Amahle Mgazi

Had a very good experience with bravo assistance loans. You see what people write about them and don't believe it but immediately I got my loan, I don't doubt anymore. Try them out guys

Personal Loan
Lydia Sungharandan

New to Bravo finance, their customer service hotline is always busy to pick.Otherwise every other thing is fine with a smooth payout process

Loan
Gugulethu M

usizo lwezezimali lokuzikhethela nokusebenza kahle. Ngiyabonga Bravo wezezimali ngokuhlala usheshe ukuphendula futhi ulandelele. highly recommended.⭐⭐⭐⭐⭐

Personal Loan
Minenhle .T.S

It was difficult applying online but I got help from their customer support chat. Received my loan to purchase my car and the monthly repayment is good for me. stress free mos

Car Loan
Mlungisi Zen

I had a wonderful experience even when I struggled to pay they give me many options to pay thank you guys

SME Loan
Kagiso G.M

Dankie dat jy my die kans gegee het om my krediettelling te bou deur my te leninig, aangesien ek my bes probeer het om voor die vervaldatum terug te betaal.

Personal Loan
Chanel Waterson

Me and the other people who have never met a good place other than bravo finance

Quick Loan
Atfat SM.

Last time they help me perfectly, they sure know their job and they help you with dignity.

Debt Consolidation
Wesley Davis
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We Earn Your Trust. Because More Then, People Trust..

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Cool Number
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Happy Customers
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Staff Members

Core Features: Transparency & Fairness

Why Choose Us

Bravo Assistance Finance Group has adopted a Group-wide policy that adheres to International Environment, Social and Governance (ESG) principles, as well as the IFC  (International Finance Corporation) exclusion list.

We have a solid governance framework of ethics, codes of conduct, policies and commitment to legal compliance. Our code of conduct commits us to high ethical standards.

Our Direct Article

News & Articles

Debt Consolidation

Consolidate all your debt into one monthly payment and reduce your interest rates, based on your circumstances.

Emergency Health Funds

Take advantage of our health emergency funds to augment your health claims.

Personal Loans

Apply for a Personal Loan from R10000 up to R900 000, with rates from as low as 5.18%*

Business Loans

Flexible funding solutions for your business with less paper-work and high approval rate.

Auto | Car Finance

Found the car that makes your heart race? we will assist you in getting the best car loan for your lifestyle and insuring it.

Property Loans

Looking to renovate or find your forever home? add value to your home with up to R2 000 000 credit at a discounted interest rate.

Get Appointment

Request A Call-Back

Opening Hours

Monday - Saturday: 8AM - 6PM
Sunday: Official Off Day

Call Details
Contact Info

4 Phakamile Mabhija Street Kimberley 8301

Credit Provider Registration

Full Name :

BRAVO ASSISTANCE (PTY) FINANCE LTD.

Final Registration Date :

2020/01/28

NCR Registration No.

NCRCP13110

Legal Registration No. :

2019/563310/07

Call-Back Request Form

Warning

You have to repay your loans to avoid being blacklisted by the Credit Bureau.
Don’t pay any intermediaries.

Customer Service/ Complaint Hotline: +27(87)5104512 (Monday to Friday, 8am-6pm)

➜ Income Proof and Address Proof waiver, only for loans with the maximum loan amount of R500,000 for customers who fulfil specific credit requirements. Bravo Assistance Finance reserves the right to request further supporting documents for loan approval purposes in certain circumstances. Larger loan amounts may be offered to customers who provide further supporting documents. Government Issued ID and disbursement account proof are required from new customers for identify verification and loan disbursement purposes.

➜ Get Extra Cash instantly – The customer must fulfil specific credit requirements to be eligible. ➢All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the customer. If customers apply during system maintenance period, approval result will be sent via email and SMS after system resumes. ➢The loan will be transferred via Faster Payment System (FPS) after the loan agreement is signed and the loan is approved. ➢Actual transfer time is subject to each individual bank’s transfer service hours.


➜ Bravo Assistance Finance reserves its absolute right on any loan approval decision and any disputes.

Please note that we are registered with NCR. See the below guidelines when applying for a loan:

Implications of Non Payments

Minimum loan period 12 months Maximum loan period 240 months. Maximum APa

There should only be initial cost if your monthly debit order was unsuccessful as a result of insufficient funds or changing bank accounts without prior notice to the service provider. The service provider will try to contact the client in order to resolve the problem.

If the client can’t be found or the problem can’t be solved, it would be handed over to the internal collections department to see if a solution to the problem can be found. If an agreement can’t be reached, the lender can make use of an external collections company or an attorney.

This will lead to an increase in fees and interest. This will have a big influence on the clients credit score and it will be very difficult to get any more credit from any loan provider.

Monthly premiums for loan repayments will be done by direct debit order collection from the clients bank account. Unsuccessful debit order collections may result in the client being charged a fee by his own bank for the unsuccessful transaction.

Maximum APR 32% per annum. Representative example: Loan amount R100 000, 4 Years. terms: (Annual Percentage Rate) 5.18%, monthly repayment R2,348.50. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.

Annual Percentage Rate

Minimum loan period 12 months Maximum loan period 240 months. Maximum APR 32% per annum. Representative example: Loan amount R100 000, terms: (Annual Percentage Rate) 5.18%, monthly repayment R2,348.50. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.

 

Renewal Policy

If a client is up to date with his loan repayments, they may qualify for a second or third loan depending on the criteria as set by the loan company. The client will have to apply again and the loan provider will look at the clients profile, affordability, etc. The loan provider will then make a decision based on the rules and regulations as set by the NCR.