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Am I eligible for a loan?
You must be 18 years or older and must have a regular form of income in order to apply for a loan.
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What if I have a bad credit record?
Our firm will consider clients with all types of credit records and will try to find a way to approve your loan.
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How long will it take to get a decision on my application?
In most cases, you will get an instant online decision from us. However In other cases, you could typically expect to receive a decision via email, telephone or SMS with 1-4 hours (during office hours).
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How will I know if my application has been approved?
You will either get an instant online decision through an email, telephone confirmation or SMS, notifying you of an approval | disapproval of your loan application.
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I've just started a new job, can I still apply?
If you are still in probation period, we may be more lenient and may be willing to lend to you even if you have just started new employment (subject to certain conditions being met).
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What interest rate will I be charged?
Interest rates vary between each loan types however, you could expect to receive of between 5.18% upwards on the value of your loan.
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Can I settle my loan before the agreed repayment period?
You can settle early with a small, or no penalty charge.
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How does your application process work?
Our application process is done 100% online. An application must be submitted on our website, through our secure online application form. Our system then instantly and electronically checks and assess whether you are eligible for the loan type. A lending decision may be given instantly online, or we may contact you via telephone or email to advise you of our decision.
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I am worried about submitting my personal details on your website, is it safe?
Our site uses the highest level of data encryption. You application details cannot be seen by anyone else other than us we will process your application. It is totally safe and secure.
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Do you comply with the Data Protection laws?
Yes, we take all Data Protection regulations very seriously. We respect your privacy at all times.
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Are the lenders on your panel licenced by the National Credit Regulator (NCR)?
Yes, Bravo Assistance Finance is NCR licenced. We only work diligently and safe for your protection.
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